1. Acceptance of Terms

1.1 By accessing or using our Services, you confirm that:

• You are at least 18 years of age or the legal age of majority in your jurisdiction, whichever is greater
• You have the legal capacity to enter into a binding contract with FinnCasino
• You are not barred from using our Services under applicable law
• You agree to be bound by these Terms

1.2 If you are using our Services on behalf of a company, organization, or other entity, you represent that you have the authority to bind that entity to these Terms, and references to "you" in these Terms refer to both you and that entity.

2. Changes to Terms

2.1 We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on our website and updating the "Last Updated" date at the top of these Terms.

2.2 Your continued use of our Services after the posting of modified Terms constitutes your acceptance of such changes. If you do not agree to the modified terms, you must stop using our Services.

2.3 We recommend that you regularly review these Terms to stay informed of any updates.

3. Social Casino Games - Not Real Gambling

3.1 IMPORTANT DISCLAIMER: FinnCasino offers SOCIAL CASINO GAMES FOR ENTERTAINMENT PURPOSES ONLY. Our games do not offer real-money gambling opportunities or prizes with monetary value.

3.2 Virtual currency, coins, chips, or similar items (collectively, "Virtual Currency") used in our games:

• Have no real-world monetary value
• Cannot be exchanged for real money, goods, or services from us or anyone else
• Cannot be sold, transferred, or redeemed for real-world value
• Are non-refundable

3.3 Winning a game or obtaining Virtual Currency within our Services grants you NO right to any real-world monetary prize or value of any kind.

3.4 Our games are intended for entertainment purposes only and practice or success at social casino gaming does not imply future success at real-money gambling.

4. Account Registration and Security

4.1 To access certain features of our Services, you may need to register an account. When registering, you agree to provide accurate, current, and complete information.

4.2 You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Immediately notifying us of any unauthorized use of your account

4.3 We reserve the right to disable any user account at any time if, in our opinion, you have failed to comply with these Terms or if we suspect fraudulent or abusive activity.

4.4 You agree that you will not share your account credentials with any third party or allow another person to access or use your account.

5. Virtual Currency and In-App Purchases

5.1 Our Services may include virtual items such as coins, gems, tokens, or other forms of Virtual Currency that can be earned through gameplay or purchased with real money.

5.2 When you purchase Virtual Currency:

• You receive a limited, personal, non-transferable, non-sublicensable, revocable license to use such Virtual Currency within our games
• You do not own the Virtual Currency; it remains our property
• The purchase is final and non-refundable, except as required by applicable law

5.3 We reserve the right to control, regulate, change, or remove any Virtual Currency at any time without notice or liability.

5.4 Virtual Currency may be reset to zero if:

• Your account is terminated or suspended for any reason
• We discontinue providing a particular game or Service
• We determine, in our sole discretion, that your account shows signs of fraud, hacking, or other improper activity

5.5 All purchases are made through third-party payment processors and are subject to their terms and conditions.

6. User Conduct and Restrictions

6.1 When using our Services, you agree not to:

• Violate any applicable law, contract, intellectual property right, or other third-party right
• Use the Services for any illegal or unauthorized purpose
• Engage in any harassing, threatening, intimidating, or predatory conduct
• Use or attempt to use another user's account without authorization
• Impersonate or misrepresent your affiliation with any person or entity
• Create multiple accounts or create an account for someone other than yourself
• Post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
• Attempt to circumvent any content-filtering techniques we employ
• Develop or use any third-party applications that interact with our Services without our prior written consent
• Use any robot, spider, crawler, scraper, or other automated means to access our Services
• Decompile, reverse engineer, or otherwise attempt to obtain the source code or underlying ideas or information of or relating to our Services
• Engage in any behavior that could disrupt, damage, or impair the functioning of our Services, including the use of viruses, malware, or similar harmful code
• Manipulate or interfere with the operations, gameplay, or economy of the Services, including but not limited to cheating, hacking, or creating unauthorized third-party software

6.2 We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates these Terms, including removing content, terminating accounts, and reporting violations to law enforcement authorities.

7. User-Generated Content

7.1 Our Services may allow you to create, post, or share content such as profile information, comments, messages, and other materials ("User Content").

7.2 By creating, posting, or sharing User Content, you grant us a worldwide, non-exclusive, royalty-free, fully paid, transferable, sublicensable license to use, copy, modify, adapt, distribute, and display such User Content in any media format and through any media channels for the purpose of operating and providing our Services.

7.3 You represent and warrant that:

• You own or have the necessary rights to the User Content you post
• Your User Content does not violate the privacy rights, publicity rights, intellectual property rights, or any other rights of any person
• Your User Content complies with these Terms and all applicable laws

7.4 We are not responsible or liable for any User Content posted by you or any third party. We reserve the right to remove any User Content for any reason without notice.

8. Intellectual Property Rights

8.1 Our Services, including all content, features, and functionality, are owned by FinnCasino, its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

8.2 These Terms do not grant you any right, title, or interest in our Services or any content, features, or functionality. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from our Services, except as follows:

• Your computer may temporarily store copies of materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages for your personal, non-commercial use and not for further reproduction, publication, or distribution

8.3 The FinnCasino name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of FinnCasino or its affiliates or licensors. You may not use such marks without our prior written permission.

8.4 If you believe that any content on our Services infringes your copyright, please contact us at legal@finncasino.com with the following information:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to have been infringed
• Identification of the infringing material and its location on our Services
• Your contact information, including address, telephone number, and email
• A statement that you have a good faith belief that the use is not authorized by the copyright owner
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf

9. Disclaimer of Warranties

9.1 YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

9.2 FINNCASINO EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
• ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, RELIABILITY, SECURITY, OR CONTENT OF OUR SERVICES
• ANY WARRANTIES THAT OUR SERVICES WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS

9.3 FINNCASINO DOES NOT WARRANT THAT:

• THE SERVICES WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION
• ANY ERRORS OR DEFECTS WILL BE CORRECTED
• THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
• THE RESULTS OF USING THE SERVICES WILL MEET YOUR REQUIREMENTS

10. Limitation of Liability

10.1 TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL FINNCASINO, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR:

• ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES
• ANY DAMAGES RELATED TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SERVICES
• ANY TRANSACTIONS OR CONTENT OF THIRD PARTIES
• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

10.2 THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF FINNCASINO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

10.3 IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11. Indemnification

11.1 You agree to defend, indemnify, and hold harmless FinnCasino, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your User Content
• Your use of our Services
• Your violation of any third-party right, including without limitation any intellectual property right, publicity, confidentiality, property, or privacy right

12. Termination

12.1 We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms.

12.2 Upon termination, your right to use our Services will immediately cease. If your account is terminated:

• You will not be entitled to any refunds for purchases made
• All Virtual Currency and virtual items in your account will be lost
• We may delete all data associated with your account

12.3 All provisions of these Terms that by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law and Dispute Resolution

13.1 These Terms and your use of our Services shall be governed by and construed in accordance with the laws of the United Kingdom, without giving effect to any choice or conflict of law provision or rule.

13.2 Any legal action or proceeding arising out of or relating to these Terms or our Services shall be brought exclusively in the courts located in the United Kingdom, and you consent to the personal jurisdiction of such courts.

13.3 You agree that any claim or cause of action arising out of or related to these Terms or our Services must be filed within one (1) year after the cause of action arose or be forever barred.

14. General Provisions

14.1 Entire Agreement: These Terms constitute the entire agreement between you and FinnCasino regarding our Services and supersede all prior and contemporaneous written or oral agreements.

14.2 Waiver: No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

14.3 Severability: If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

14.4 Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction.

14.5 Force Majeure: We will not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

14.6 No Third-Party Beneficiaries: These Terms do not and are not intended to confer any rights or remedies upon any person other than you and FinnCasino.

14.7 Notices: All notices to FinnCasino must be in writing and sent to the address below:

15. Contact Information

If you have any questions about these Terms, please contact us at: